Gold IRA Company Reviews for 2014: Who Made The Top 10?

You’ve made a wise decision to include some gold into your IRA. As you’ve discovered, it’s an excellent way to protect your existing assets from the disastrous effects of inflation. By now you probably have a fairly good idea of what sort of precious metals you think you may want to invest in and in what amounts.

But before you take your next step and actually invest in precious metals, you’ll first need to read some expert reviews of top rated companies to find the best one for your particular needs.

Finding A Company That Is The Best Fit For YOU

It’s vitally important that you do your due diligence right at the start when looking for a prospective company. Because it’s these specialists that will guide you through the process of what you need to do to rollover some or all of the retirement funds in your self-directed or 401(k) IRA into a suitable gold-backed IRA. There’s a lot of money at stake here so you need to be sure that the company you decide to work with will have your best interests at heart throughout the entire process and is transparent in their dealings with you.

There is quite a bit to take in when you’re trying to make a decision as to which company is the best fit for you and that you personally feel comfortable with to manage your money and assist you with your gold IRA rollover.

So Many Companies…So Little Time…

You’ve no doubt realized by now that there are literally hundreds of companies in the market place and it can be very overwhelming to new investors. After all, this is your hard earned money at stake here so of course you want to make sure that you’re not getting scammed by some fly-by-night gold coin dealer.

But don’t get overwhelmed – the hard work has already been done for you!

This website simplifies the process for you and comes up with recommendations as to which companies are worth working with. However, everyone has their own particular financial circumstances and different reasons for investing in precious metals like gold or silver, so information has been provided on the specific resources used to research these companies, rate them accordingly and arrive at the final recommendation for the best gold backed IRAs.

All the results have been laid out in the easy to read comparison table below, so feel free to bookmark it or print it out for your reference to use when doing your own research (which is highly recommended you do).

Gold IRA Company Comparison Chart (*Updated Mar 2014*)

Ranking
#1
#2
#3
#4
#5
#6
#7
#8
#9
#10
Company Name
regal-assets-table-v3
capital-gold-group-table-v3
merit-gold-table-v3lear-capital-table-v3rosland-capital-table-v3morgan-gold-table-v3lexi-capital-table-v3 american-bullion-table-v3apmex-table-v3swiss-america-table-v3
Our Rating
4.5-stars
3.5-stars
3.5-stars
3-stars
3-stars
3-stars
2-stars
Ratings
BCA Rating
AAA
AAA
AAA
AAA
AAA
A
NR
A
No Rating
No Rating
BBB Rating
A+
A+
No Rating
A+
A
A
A -
A
A+
No Rating
Trustlink Rating
(based on 333 reviews)
(based on 135 reviews)
(based on 667 reviews)
(based on 183 reviews)
(based on 19 reviews)
(based on 5 reviews)
(based on 2 reviews. This company's business is currently under review by TrustLink.)
(based on 14 reviews)
0 stars


(based on 0 reviews. This company's business is currently under review by TrustLink.)
0 stars


(based on 0 reviews)
Complaints
BCA Complaints
1
11
67
44
8
5
0
15
0
0
BBB Complaints
0
0
0
20
6
1
1
4
59
0
Ripoff Report
0
1
1
1
4
0
N/A
0
6
3
Complaints Board
0
2
1
4
3
N/A
N/A
0
3
3
Fees and Charges
IRA Setup Fee
$0 *
$250
$0
Scaled
N/A
$250
$80
$90
$50
$25
Storage Fee
$150 / yr (flat rate) *
$160 / yr (flat rate)
$100 / yr (flat rate)
$0 / yr (flat rate)
Unknown
$100 / yr (flat rate)
$100 / yr (flat rate)
$0 / yr (flat rate)
$100+ / yr (scaled)
$160 / yr (flat rate)
Admin Fee
$100 / yr (flat rate) *
$160 / yr (flat rate)
$150 / yr (flat rate)
$250 / yr (flat rate)
$225 / yr (flat rate)
$160 / yr (flat rate)
$100 / yr (flat rate)
$160 / yr (flat rate)
$75 / yr (flat rate)
Unknown
IRA Setup & Delivery
IRA Setup
1 day
14 days
21 days
3 days
3 days
3 days
3 days
3 days
2 days
10 days
Metal Delivery
7 days
21 days
10 days
14 days
5-10 days
7 days
14 days
7-14 days
3-5 days
5 days
Company Info
Website
Regal Assets
Capital Gold Group Inc
Merit Gold & Silver
Lear Capital
Rosland Capital
Morgan Gold
Lexi Capital
American Bullion
APMEX
Swiss America
Contact number
877-959-8021
800-510-9594
800-515-5019
800-576-9355
800-679-6482
(949) 825-6620

(800) 473-1213

(310) 826-1685

(405) 595-2100

(310) 556-3600

Head Office
Burbank, CA 91505

Woodland Hills, CA 91367
Santa Monica, CA 90403
Los Angeles, CA 90025
Santa Monica, CA 90401
Irvine, CA 92612

Chapel Hill, NC 27517

Los Angeles, CA 90025

Oklahoma City, OK 73102

Los Angeles, CA 90067

Free Investment Kit?
Yes
Yes
No
Yes
Yes
No
Yes
Yes
No
Yes
Reviews
Regal Assets Review
Capital Gold Group Review
Merit Gold & Silver Review
Lear Capital Review
Rosland Capital Review
Morgan Gold Review
Lexi Capital Review
American Bullion Review
APMEX Review
Swiss America Review

* First year dues waived for retirement accounts (includes IRA setup fees, administration fees, storage fees and delivery of metals). All precious metal retirement accounts will not receive a bill until the second year and the bill will be a flat $250.00.

The companies selected for review were:

  • Regal Assets
  • Capital Gold Group
  • Merit Gold & Silver
  • Lear Capital
  • Rosland Capital
  • Morgan Gold
  • Lexi Capital
  • American Bullion
  • APMEX
  • Swiss America

Once the initial list of candidates was collated, information was collected from all over the web to try and work out the strengths and weaknesses of each company and rank them accordingly.

The first thing focused on was the ratings awarded to each company by the most trusted consumer watchdog organizations in America; the Business Consumer Alliance (BCA), the Better Business Bureau (BBB) and Trustlink as well as some lesser known sites like Ripoff Report and Scambook. A search was done on the number and nature of complaints registered against each company to get a better feel of how the companies are viewed by the general public and their perceived level of customer service.

BCA Ratings and Complaints

First off, the BCA ratings indicated that the companies had been awarded a wide range of rankings. Of the 10 companies, 5 managed to achieve the highest rating of AAA, whilst the others achieved an A or weren’t rated at all.

To further differentiate the companies, the number of complaints registered with the BCA was checked and again this number varied widely so it was a great way to start getting some insight into the actual performance of these companies and what importance they place on having good customer service.

BBB Ratings and Complaints

Next thing looked at were the ratings provided by the BBB and the number of complaints to further differentiate the companies from one another.

At this stage of the evaluation, Regal Assets was leading in first place, with Capital Gold, Lear Capital and Merit Gold close behind. Rosland Capital and several others trailed in positions 5 to 10 in the rankings.

Scambook and Ripoff Report

But to find the best rated out of all these companies, the number of complaints registered with sites like Scambook and Ripoff Report was looked at to get an overall feel for the sorts of complaints submitted by dissatisfied consumers.

So What Were The Final Results of The Reviews?

In summary, the results of the reviews were as follows (you can see the full top 10 list of results in the table above):

Rosland Capital

rosland capital logoIn fifth place, with an A rating from both the BCA and BBB, and a 3 star TrustLink rating was Rosland Capital.

With a number of complaints registered against them on all the main watchdog websites, Rosland Capital also doesn’t have a very clear fee structure, making it difficult to consider them as an investment company to recommend to investors.

Read the full review of Rosland Capital here.

Lear Capital

Lear Capital logoIn fourth place with an AAA rating from the BCA and a 4-star rating from TrustLink, Lear Capital was let down by its lack of a BBB rating.

Whilst the lack of a rating from the BBB is a concern within itself, it’s the high number of complaints registered on the BCA and BBB website as well as several on the Ripoff Report and Complaints Board website that are the real concern.

However, these complaints need to be taken in context with the relatively high number of positive reviews that exist. Their admin fees however, are the highest in the group.

Read the full review of Lear Capital here.

Merit Gold and Silver

merit financial logoAnd in third place with almost 30 years experience in the industry, Merit Gold is one of the most well-known gold investment companies in the industry. With an AAA rating from the BCA and a 5-star rating from Trustlink, Merit Gold is currently having its rating assessed by the BBB.

Despite having over 600 reviews on TrustLink, it’s worth noting that customers have registered more than 60 complaints against them over the past three years. They also don’t have an option for purchasing precious metals online, and they don’t offer discounts based on order size. Also, their IRA setup and product delivery times are amongst the highest of the companies reviewed. Shipping rates are also very high for smaller sized orders.

Read the full review of Merit Gold & Silver here.

Capital Gold Group

capital gold logoThe runner up in the top 10 was Capital Gold Group with top ratings from the BCA, BBB and TrustLink. Whilst the ratings were excellent, there were a number of complaints registered against them on the BCA and several other sites which held them back overall. The complaints appear to indicate some problems with customer communication surrounding the types of coins being ordered and issues with excessive management fees.

So if you’re considering Capital Gold, just take a bit of extra time and do your due diligence.

Read the full review of Capital Gold Group here.

And saving the best for last…

Regal Assets

regal assets logoAnd the winner is… Regal Assets! Out of all the Companies reviewed, Regal Assets won the race with a AAA rating on BCA, an A+ rating on BBB and almost 300 reviews and a 5-star rating on TrustLink. Furthermore, only one customer complaint was registered against them in the last three years.

The general feedback indicates that their customer service is outstanding, and their sales team is experienced and knowledgeable and go out of their way to provide their customers with appropriate investment advice. Their fee structure is also amongst the best in the business with fees being waived in the first year for retirement investment amounts (minimum of $10,000).

Read the full review of Regal Assets here.

top 3 rankings

That’s it for the reviews – It’s now up to you!

So, there you have it. Recommendations on the top 10 best gold IRA companies to do business with. As stated previously, these recommendations are based solely on particular financial circumstances and requirements which may be completely different to yours. It is strongly advised that you do your own due diligence and research using the information provided you in the comparison table above.

You now have the information you need to research these companies and make your own informed decision about which of these companies you want to do business with. May you have great success in your future gold investing endeavors!